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Is my contactless smart transit card the same as my contactless credit or debit card?

Your smart transit card uses contactless smart card technology that is unique for transit fare applications and differs from your contactless credit or debit card from American Express, Discover Network, MasterCard or Visa.  However, MTA, New York City Transit and Utah Transit Authority are currently both testing  contactless credit or debit cards to pay for fares directly. 
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