two factor

Why is it safer to have a personal security device to access online services?

Having a personal security device in addition to a password better secures you and your sensitive information.  The concept is like your ATM card: you have a personal, portable security device that can act as a digital key to identify you online.  You cannot get cash at an ATM without your card, something you have, and your PIN code, something you know.  The digital security devices work in a similar way.  You cannot access your desktop, laptop or company network unless you present a personal security device, typically a smart card or USB token with a smart card chip inside.  You also hav
International

Is a personal digital security device something you swipe like the magnetic stripe on an ATM card?

A personal digital security device needs to be even stronger than an ATM card to protect PCs and network security.  ATMs are trusted devices, but PCs have many security flaws requiring a stronger key than what a standard magnetic stripe ATM card can offer.  Network security devices use smart card technology.  This is a small computer with its own software in a credit card-sized plastic card or USB token.  If it is a card, it has a gold contact on it.  You either insert this into a smart card-ready keyboard or laptop, or into a reader.  USB devices work like Flash drives, just plug it int
International

How do I use a smart card?

You insert your smart card in a reader or USB token and enter a simple PIN code to prove it is you.  The card then uses very secure cryptographic methods to verify you are at the correct Web site and authenticate you.  You lock your house.  You lock your car.  You should lock your PC and your network too, and not just with something as easily compromised as a password.
International

Why is it safer to have a personal security device to access online services?

Having a personal security device in addition to a password better secures you and your sensitive information.  The concept is like your ATM card: you have a personal, portable security device that can act as a digital key to identify you online.  You cannot get cash at an ATM without your card, something you have, and your PIN code, something you know.  The digital security devices work in a similar way.  You cannot access your desktop, laptop or company network unless you present a personal security device, typically a smart card or USB token with a smart card chip inside.  You also hav
U.S.

Is a personal digital security device something you swipe like the magnetic stripe on an ATM card?

A personal digital security device needs to be even stronger than an ATM card to protect PCs and network security.  ATMs are trusted devices, but PCs have many security flaws requiring a stronger key than what a standard magnetic stripe ATM card can offer.  Network security devices use smart card technology.  This is a small computer with its own software in a credit card-sized plastic card or USB token.  If it is a card, it has a gold contact on it.  You either insert this into a smart card-ready keyboard or laptop, or into a reader.  USB devices work like Flash drives, just plug it int
U.S.
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