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What is a Trusted Service Manager (TSM)?

In mobile payment, the Trusted Service Manager (TSM) works behind the scenes to make the entire process of downloading your payment account onto your cell phone efficient and secure.  Mobile commerce and payment necessitates a new level of cooperation between wireless operators and financial institutions.  A TSM knows both banking and mobile phone security and systems, bridging multiple banks and operators while ensuring that consumer credit card information is completely secure.  
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