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Is it safe to give a merchant my credit card or bank account information through email or instant message?

It is never safe to give a retailer your credit card or bank account information through email or instant message as they DO NOT have the same security features as secure Web sites (see question: How do I know if it is safe to enter my credit card information when I am shopping online?)  Your personal information will not be secure if you send it through email or instant messages.
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