smart card

What is the technology inside of EMV chip cards?

The heart of EMV payments is the secure microprocessor, the tiny computer inside of every card. The microprocessor securely stores and protects your cardholder data. The chip is impervious to access by skimmers or any other unauthorized parties. Also, EMV transactions can only be conducted with the genuine card, so your personal information on the card can never be duplicated and used on another card.


How many countries have adopted EMV chip technology and how many EMV cards and terminals are there in the world?

EMV chip is the standard payment technology in more than 80 countries. According to EMVCo, there are approximately 2.37 billion EMV cards issued globally, while 37 million POS terminals accept EMV cards.

See also, “What does EMV stand for?” 


Are any countries using NFC-capable mobile devices for identity applications?

Some government initiatives are looking at putting identity information within the secure element (SE) of NFC-capable devices. Because the SE is so trusted, it is very feasible to store driver’s licenses, government and healthcare identity cards right within the mobile device.


What is an eID?

An eID, or electronic identity card (EIC), is a government-issued identity card for online and offline identification. With eIDs, citizens can securely authenticate themselves to a government’s and other online services.


Is smart card technology new?

Smart cards are a well-established digital security technology with a 20-year track record of excellence. Today smart card technology protects more than two billion mobile phones and 1.5 billion smart credit cards worldwide from fraud, as well as millions of epassports, government and corporate identity credentials, and machine-to-machine (M2M) mobile devices. Gemalto is the world’s largest producer of these digital security devices for mobile operators, banks, government agencies and other enterprises.

See also,


How do I use a smart card to protect me online?

You lock your house. You lock your car. You should lock your online identity too, and not just with something as easily compromised as a password. Smart cards are a very effective way to protect you online with what security experts call two-factor authentication. To use it, insert your smart card in a reader and enter a PIN code to prove it is you. The card then uses very secure digital certificates and cryptographic methods to verify you are at the correct website and prove it is you.


Rwanda: New Smart Card to Include Traffic and Immigration Data,

As part of the continuous process of introducing the national smart card, two institutions have already agreed to integrate their data under one system.

The Coordinator of the National ID (NID) Project, Pascal Nyamurinda, said in an interview with The New Times that the proposed card would incorporate data of an individual's driver's license as well as that of travel documents.


Oyster card style payments in pubs

Compufix, whose customers include Orchid Group, Fullers, Barracuda and JW Lees, is to launch the first contactless mobile handheld payment terminal in the pub trade this month.

The system allows customers with contactless technology cards to quickly make payments for all transactions under £10 and there is no minimum limit.

All major banks are now issuing contactless technology cards. Barclays said it will issue a further 6m in the coming months.



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