How do I know my information is secure if I use a personal security device to access my bank account from a public computer?

tag / Internet banking – e-banking - online banking - online banking security – keylogger - malware

Using “something you have”—a personal security device separate from the PC— as part of the login helps to keep your information secure because no one could access your bank account without the device. So you are protected even if you use a public computer infected with a keylogger or other software that passes your user name and password to a hacker.

The next step up in security is to use your personal security device to see and approve every transaction, using something called Sign-What-You-See (SWYS). This prevents the more sophisticated “man-in-the-browser” attack in which hackers take over your browser session and make fraudulent transactions that you cannot see.